WASHINGTON, D.C. | November 3, 2025
Today, 37 nonpartisan, non-profit patient organizations issued the following statement in response to Congress’s failure to renew the expiring enhanced premium tax credits (eAPTCs) before the beginning of the open enrollment period. In most states, open enrollment for the 2026 plan year begins tomorrow, Nov. 1.
“Tomorrow, millions of Americans who rely on eAPTCs to access high-quality insurance will be met with sticker shock when they log on to sign up for their 2026 plan year. The stakes are especially real for small business owners, farmers, early retirees and patients living with serious health conditions who will face premiums that are now out of reach.
“This is not hyperbole: Congressional Budget Office estimates suggest that 1.5 million people will lose health coverage if Congress delays acting until December. Patients and families simply cannot afford to pay for Congress’s failure to act—or for their delays.
“The Partnership to Protect Coverage has repeatedly called on Congress to renew eAPTCs, and the consequences of Congressional inaction are now dire. We know that access to healthcare remains among the most pressing concerns for the people we represent, especially as cost of living continues to increase. Many will be forced to choose between maintaining their coverage and meeting other basic needs like housing, food, or utilities. This will be a devastating and entirely preventable blow to the health and financial well-being of the communities we serve.
“Millions of Americans—including patients with pre-existing conditions, like the groups we represent— rely on the Affordable Care Act marketplace and eAPTCs for high-quality, affordable healthcare. If young healthy enrollees aren’t able to afford their premiums, the Marketplace will become unbalanced. A risk pool full of only the sickest Americans will only cause premiums to further spiral out of control.
“Ensuring access to health insurance is a nonpartisan issue—one that affects individuals and families in every state and district across the country. Today with one voice, we urge Congress to extend eAPTCs. Americans can’t afford more delays.”
AiArthritis
American Cancer Society Cancer Action Network
American Heart Association
American Kidney Fund
American Lung Association
Arthritis Foundation
Autoimmune Association
Blood Cancer United, formerly The Leukemia & Lymphoma Society
Cancer Nation
Cancer Support Community
CancerCare
Crohn's & Colitis Foundation
Cystic Fibrosis Foundation
Diabetes Patient Advocacy Coalition
Epilepsy Foundation of America
Hemophilia Federation of America
Hypertrophic Cardiomyopathy Association
Immune Deficiency Foundation
Legal Action Center
Lupus Foundation of America L
utheran Services in America
March of Dimes
Muscular Dystrophy Association
National Alliance on Mental Illness
National Bleeding Disorders Foundation
National Health Council
National Kidney Foundation
National Multiple Sclerosis Society
National Organization for Rare Disorders
National Patient Advocate Foundation
Pulmonary Hypertension Association
Susan G. Komen
The AIDS Institute
The Coalition for Hemophilia B
UsAgainstAlzheimer's
WomenHeart: The National Coalition for Women with Heart Disease
ZERO Prostate Cancer
For more information, contact:
Jill Dale
312-940-7001
Jill.Dale@Lung.org
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