Open Enrollment Basics

Learn the key dates and details for signing up for coverage.

Enroll in Quality and Affordable Healthcare

Sign up for coverage from November 1–January 15.*

Visit HealthCare.gov to sign up for quality and affordable health insurance for 2026.

Why should you shop for health plans on HealthCare.gov? Plans found on HealthCare.gov cover essential health benefits like hospitalizations and prescription medications. They cap your out-of-pocket costs and they won’t charge you more for coverage if you have a preexisting condition.

Plans and pricing change every year. 

If you currently have coverage through HealthCare.gov, you should still reconfirm your eligibility during Open Enrollment and complete your re-enrollment. You should also check that your payments and information are up-to-date. 

If you are getting married, having a baby, moving, or losing other insurance, you can enroll in Marketplace plans at any time during the year within 60 days of that event.

*Idaho's Marketplace runs from October 15 - December 15, 2025. A few other states have extended the deadline for open enrollment beyond January 15. Check with your state Marketplace to learn more.

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How to sign up for healthcare or learn more about open enrollment and financial assistance:

Online

Visit
HealthCare.gov

¿En español?
CuidadoDeSalud.gov

By Phone

Call the Marketplace Call Center at
1-800-318-2596

TTY available at
1-855-889-4325

In Person

Schedule an in-person meeting with a trained assister.

Visit LocalHelp.HealthCare.gov

Page last updated: October 21, 2025

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